ocr: prepaymeni, there will be DI changes in the due dale or: in the amount of iny ttalhly payment unleu the Nulc Ilolder agreesin writing m thine changes. S.IOAN CHARGES Ifal law, which appies lo tbis loan and which sets makimmn luan charges, 15 finally inferpreled 50 that he interesi Cr other han charges collecled or to be collectel in connection with this Inan excerd Ibe permittod limits, Ihen: 0 any such luan charge shall Ixe: rechuced by the: mount nccssary to reduce the charge to the permuried limit: ahd (it). any suns already cnllacled frum me which excceded permtted lumrs will he rfunded to ...